12 Cheapest and Safest Places to Live in South Carolina – 2025 Update

We found the cheapest and safest places to live in South Carolina so that you can find an affordable and secure place to settle down.

Yes, it is actually possible to combine affordability, community, and quality of life in one place in South Carolina. This article dives into the top 12 locations where you can enjoy lower living costs and a strong sense of security.

Each of these towns and cities offers unique attractions, vibrant communities, and affordable housing options, making them ideal choices for those looking to settle down in the Palmetto State.

Methodology

To compile this list of the 12 cheapest and safest places to live in South Carolina, we relied on a detailed review of multiple data points.

First, we analyzed the cost of living index for each city, which measures how far your dollar stretches compared to the national average.

We also considered median home prices to gauge housing affordability, property and sales tax rates, and crime index scores—a percentage reflecting how much safer a city is than the national average.

Finally, we incorporated recent trends, including population growth and economic stability, to ensure these picks are not only affordable but also sustainable for long-term living.

The 12 Safest and Cheapest Places to Live in South Carolina

12. Conway

Cost of Living Index: 12% Below US Average
Median Home Prices: $220,000
Crime Index: 18% Below US Average
Location: Check on Google Maps

Conway, a quaint town near Myrtle Beach, is known for its charming riverfront and peaceful atmosphere. The affordability is highlighted by its relatively low housing costs, which means you can live comfortably without breaking the bank.

Points of interest include the Waccamaw Riverwalk, a scenic area ideal for strolls, and the historic downtown district, which showcases beautiful oak trees and unique local shops. Conway’s relaxed lifestyle and family-friendly vibe make it a hidden gem worth considering.

11. Greer

Cost of Living Index: 15% Below US Average
Median Home Prices: $230,000
Crime Index: 20% Below US Average
Location: Check on Google Maps

Situated between Greenville and Spartanburg, Greer is a bit of a sweet spot for affordability and safety. It’s also a hub of activity thanks to its proximity to BMW’s manufacturing plant, making it one of the best cheapest and safest places to live in South Carolina for those looking for a strong job market as well.

Locals enjoy exploring Greer City Park and downtown’s cozy coffee shops and restaurants. With a slightly lower cost of living and plenty of amenities, this area might be your ticket to balanced living.

10. Anderson

Cost of Living Index: 13% Below US Average
Median Home Prices: $215,000
Crime Index: 22% Below US Average
Location: Check on Google Maps

Anderson—often called “The Electric City”—offers a small-town vibe with modern conveniences. With affordable homes and a thriving arts scene, it has a bit of something for everyone.

Residents often visit Lake Hartwell for fishing and boating or take in a show at the Anderson Arts Center. The combination of charm and practicality is what sets Anderson apart.

9. Sumter

Cost of Living Index: 16% Below US Average
Median Home Prices: $200,000
Crime Index: 17% Below US Average
Location: Check on Google Maps

Sumter’s affordability is clear when you look at its housing market. Beyond the numbers, the city boasts Swan Lake Iris Gardens, a serene spot for relaxation.

Sumter’s community-oriented events, like the annual Iris Festival, bring locals together and add to its appeal. If you’re after a friendly atmosphere, Sumter is one of the best cheap and safe places to live in South Carolina.

8. Rock Hill

Cost of Living Index: 10% Below US Average
Median Home Prices: $240,000
Crime Index: 25% Below US Average
Location: Check on Google Maps

As part of the Charlotte metropolitan area, Rock Hill combines suburban comforts with urban access. Old Town Rock Hill is a highlight, featuring locally owned boutiques and an active arts scene.

Affordable living paired with a safe environment makes this a smart pick for those wanting a bit of everything.

7. Greenwood

Cost of Living Index: 18% Below US Average
Median Home Prices: $195,000
Crime Index: 23% Below US Average
Location: Check on Google Maps

Greenwood is both affordable and picturesque, with attractions like Lake Greenwood State Park drawing outdoor enthusiasts. The town’s Uptown area offers unique dining and shopping experiences.

Greenwood’s affordability and small-town feel are often why it’s described as a place where life slows down, making it one of the best cheapest and safest cities to live in South Carolina.

6. Spartanburg

Cost of Living Index: 12% Below US Average
Median Home Prices: $210,000
Crime Index: 24% Below US Average
Location: Check on Google Maps

Spartanburg balances a bustling downtown with quiet neighborhoods, offering a bit of variety. Known for its rich history and cultural offerings, locals often frequent the Chapman Cultural Center.

Its affordable housing market and walkable streets make it a practical choice for families and retirees alike.

5. North Augusta

Cost of Living Index: 14% Below US Average
Median Home Prices: $225,000
Crime Index: 30% Below US Average
Location: Check on Google Maps

North Augusta’s location along the Savannah River offers picturesque views and plenty of recreational opportunities. The city’s Riverside Village, with its mix of dining and shopping, adds to its charm.

Affordable homes and a low crime rate make it an attractive option for many. So, North Augusta is one of the safest and cheapest cities to live in South Carolina for those who want to live near the water, too.

4. Clemson

Cost of Living Index: 11% Below US Average
Median Home Prices: $235,000
Crime Index: 28% Below US Average
Location: Check on Google Maps

Clemson is more than a college town; it’s a community that welcomes everyone. The city’s vibrant atmosphere stems from Clemson University, which provides cultural and sporting events year-round, making it one of the best cheapest and safest cities to live in South Carolina for those who really enjoy a youthful environment.

Add in affordable housing and a commitment to safety, and you’ve got a winning combination.

3. Aiken

Cost of Living Index: 17% Below US Average
Median Home Prices: $205,000
Crime Index: 26% Below US Average
Location: Check on Google Maps

Aiken’s charm lies in its equestrian roots and historic downtown. This city, known for its horse culture, features events like the Aiken Steeplechase.

Affordable homes and a low cost of living only enhance its appeal as a safe and welcoming place to settle down.

2. Bluffton

Cost of Living Index: 9% Below US Average
Median Home Prices: $250,000
Crime Index: 32% Below US Average
Location: Check on Google Maps

Bluffton, located along the May River, combines picturesque charm with affordability. The Old Town district is a focal point, with historic homes, art galleries, and quaint cafes creating a welcoming atmosphere.

Bluffton hosts the annual Arts and Seafood Festival, which showcases local talent and fresh catches from nearby waters. Although home prices are slightly higher than some other towns on this list, Bluffton’s low crime rate and vibrant community make it an attractive choice for families and retirees alike.

1. Fort Mill

Cost of Living Index: 8% Below US Average
Median Home Prices: $245,000
Crime Index: 35% Below US Average
Location: Check on Google Maps

Fort Mill takes the top spot as the safest and cheapest place to live in South Carolina. Situated just across the state line from Charlotte, this town offers a small-town feel with easy access to big-city amenities.

Anne Springs Close Greenway, a sprawling nature preserve, is a local favorite for outdoor activities like hiking and kayaking. Fort Mill boasts excellent schools, a thriving local economy, and a crime rate significantly below the national average.

Its charming downtown and strong sense of community make it a standout destination for families, young professionals, and retirees alike.

Summary – Cheap and Safe Cities to Live in South Carolina

Whether you’re looking for a tranquil small town or a bustling suburban area, these 12 cities stand out as some of the safest and most affordable places to live in South Carolina. With low crime rates, reasonable housing costs, and plenty of local charm, any of these destinations could be the perfect place to call home.

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